二次金融改革，以併購來加大規模化，降低營運的成本，以便能和世界金融銀行界比肩，立意非常良好。但錯估時空的背景，且缺乏整體的配套措施，故施行三年來，使臺灣百分之三十的財富，急速傾斜，集中到百分之三的財團手中。陳義過高，眼高手低，結果使富者愈富，貧者數量大幅增加，影響社會的安定，也失去社會的公義。
\n在民主的國家，政府存在的目的，是以如何節制資本為導向，發揮公平分配社會財富為目標。所以反壟斷法(monopoly)，累進稅率法、社會福利法等等節制資本過度集中，過度澎漲的法律，於焉出爐。
\n稅制過度強調對高科技產業的優惠，對衍生的個人所得卻缺乏有效的稽查，稅務人員人格素質不高，因而產生，使高所得者容易逃稅，低所得者不容易逃稅的怪異現象。据財星雜誌榜示的臺灣首富蔡萬霖先生，擁有八十億美元（折合三千多億臺幣）的資產，過世後僅交四億臺幣的遺產稅，稅務人員若不是吃裡扒外就是極度弱智。
\n持平地來說，若擔心大財閥無法在國際上競爭或接軌，目前並沒有時空的廹切性。政府的急廹性任務宜先建立健全的公司及個人的稽徵制度，稅務人員分區對調查稅，及採用複式不同組員的稽查，把弊端降低。每年至少增加數千億的國庫進帳。庶有豐盈的稅收，不愁三十多萬學童的午餐，軍購也不用再編特別預算。<\/p>\n","protected":false},"excerpt":{"rendered":"
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